Does Bankruptcy Mean I Will Lose My House?

Residents of Georgia who face a debt cycle that has become insurmountable often fret about their options. While bankruptcy is well known as a last resort, many do not understand it fully, leading them to attempt credit solutions that don't necessarily help to stop the cycle because they only consolidate debt. The fact is, when it comes to actual relief from your debts, bankruptcy is the only legal measure that operates consistently, with clear and transparent expectations. Bankruptcy and assets The first thing to understand about how bankruptcy affects assets like your home is to understand that there are many different types. Some are available only to businesses, but there are two that individual consumers can generally avail themselves of. Those are Chapter 7 and Chapter 13. Filing for Chapter 7 This is the image of bankruptcy that many have in their minds, if their image of the process is…

How Much Do You Know About Georgia’s Helmet Law?

When it comes to motorcycle helmet laws, it may surprise people to learn that there is a veritable patchwork of regulations across the 50 states. Indeed, 19 states have what is known as universal helmet laws, meaning all motorcycle operators and passengers must wear a helmet, while 28 states have laws requiring helmets for specific classes of riders. The remaining three states have no laws relating to helmets whatsoever. Interestingly enough, a lawmaker in neighboring Florida recently introduced a measure that, if passed, would make Florida the 20th state with a universal helmet law, effectively repealing a 2000 exemption allowing riders to go helmetless provided they are over 21 and carry a certain level of insurance coverage. While it remains to be seen what kind of reception this measure will receive in the Sunshine State, it naturally raises questions about what the law says here in Georgia. What type of helmet…

Older Drivers May Pose Higher Risk for Georgia Car Wrecks

Did you know that more than 40 million drivers in the United States are age 65 and older? Older drivers pose specific threats when it comes to car wrecks, largely because of physical changes that compromise their driving abilities. Studies show that older adults in Georgia and other states may experience age-related deficiencies in cognition and visual acuity, increasing the likelihood of an auto accident. Older drivers can prevent some of the age-related declines by taking extra steps to stay safe on the road. These preventive measures include regular check-ups at the eye doctor to make sure that their vision is not deteriorating. Older drivers are also encouraged to avoid distractions in the vehicle while driving -- eating, talking on the phone and texting can be particularly troublesome for these drivers. Most elderly drivers are better served to plan their driving route in advance and avoid operating their vehicles in…

Georgia Officers Could Face Suit in Taser Wrongful Death Case

Two police officers could face civil litigation after their criminal convictions in the Taser death of a suspect. The officers were both convicted in mid-December, with the jury only requiring 30 minutes to deliver verdicts in connection with this latest in a string of police-induced fatal accidents. Police departments throughout Georgia and the rest of the nation have been facing increasing civil pressure from wrongful death suits, particularly those related to Tasers and stun guns. This is one of the few high-profile criminal cases that have resulted in an actual conviction. In this case, the victim was reportedly shocked more than a dozen times as he was being taken into custody by the two officers. The man, who had fled the scene of an alleged domestic disturbance, lost consciousness shortly after the repeated shocks. Medical experts in the case found that the cause of death was directly related to the…

3 Children Injured in Georgia Highway Car Accident

Three children suffered serious injuries after the vehicle in which they were riding was struck by another vehicle in Jackson County, Georgia, in mid-January. The children -- two teens and an elementary-school student -- were riding with their father on the way to school when they were involved in the injurious car accident. Authorities say that the victims were taken to nearby hospitals, and one was transported via helicopter because of worsening injuries. State officers are currently investigating the collision. Witnesses reported that the white sedan in which the children were riding was struck by a pickup truck while attempting to cross a highway during the trip to school at about 7:30 a.m. on U.S. 441. Another vehicle then struck the pickup truck, which flipped over because of that initial collision. It is not clear exactly who has been deemed at-fault for the crash. A family member of one of…

Understanding the Different Kinds of Burns

Almost everyone suffers a burn from time to time. Most are common heat burns caused by hot objects or liquids, steam, or fire. Children and elderly people are the most susceptible to these, but anyone can suffer these types of burns. They are typically first-degree burns, which affect the top layer of skin. Second-degree burns injure the first and second layers, while third- and fourth-degree burns go deeper and require immediate medical treatment. Heat, however, is by no means the only cause of such injuries. Electrical burns may require emergency care Lightning, household current, high-voltage wires, and stun guns can cause electrical burns. An injury of this kind might cause damage to internal tissues, and the victim should be seen by a physician. Call 911 if the person seems confused, has trouble breathing, is experiencing muscle spasms or seizures, or has suffered cardiac arrest. Chemical burns can be caused by…

Are Dangerous Changes to Physician Training Standards Looming?

Back in 2011, the Accreditation Council for Graduate Medical Education, the private organization that establishes training standards for physicians, made history by limiting the number of hours that first-year residents (i.e., interns) could work per shift to 16. These changes were hastened by the findings of a 2009 study by the Institute of Medicine, which determined after a yearlong review that doctors who worked over 16 straight hours posed a very real danger to both the patients in their care and themselves. Subsequent research supported this notion, as Harvard researchers found that interns who worked in the Intensive Care Unit for 24-plus hours made 36 percent more serious medical errors than their well-rested counterparts. Furthermore, a 2007 study by UCLA researchers found that almost 20 percent of residents who worked extended shifts indicated that they had fallen asleep behind the wheel on their way home. Given this comprehensive body of…

Where does Georgia rank in terms of fatal auto accidents?

During the holiday season, anyone who dares ventures onto the internet without a defined purpose will invariably find themselves inundated with not just advertisements, but a multitude of ratings for everything from home electronics and kitchen appliances to clothing and power tools. However, thanks to the recent efforts of researchers at the Auto Insurance Center, a news-driven website focused on "all things automotive," people can now browse an entirely new set of ratings that they may find both helpful and horrifying. Specifically, the AIC used information from the National Highway Traffic Safety Administration's Fatality Analysis Reporting Center to identify the most common elements present in deadly accidents, and then rank the 50 states according to the prevalence of these types of fatal crashes within their borders from 2005 to 2015. What were found to be the most common elements of deadly accidents? According to the AIC's 2nd Annual Study of America's Fatal…

Study Shows Why Drivers Need to Make Sleep a Priority

Due to the rigors of everyday life -- going to work, attending school, raising children, managing a household, etc. -- many people find themselves operating on a sleep deficit on a regular basis. In fact, even those people who don't have these types of concerns can still find themselves sacrificing sleep, perhaps staying up late to read, watch television or spend time with friends. While most people try to offset the loss of a few hours of sleep with an extra cup of coffee or two, the reality is that most will end up going through the day feeling altogether drowsy. As rough as this can be, it can also prove to be incredibly dangerous should they make the decision to get behind the wheel. According to a recently released report by the AAA Foundation for Traffic Safety, those drivers who sleep less than the seven hours per day recommended by the…

When the unimaginable happens in the OR, we can help

Every day, people across Georgia head to local medical offices for what they hope will prove to be uneventful visits, meaning their physical exams, blood work, and imaging tests reveal them to be in acceptable -- if not great -- health. While this proves to be the case for the majority of patients, there are others for whom these visits can prove to be highly unnerving if not entirely nightmarish. Indeed, they might receive a less than stellar diagnosis from their treating physician who informs them that surgery is either necessary or at least worthy of serious consideration. As upsetting as this reality can be, many patients will go on to meet with a specialist and, based upon their subsequent consultation and their faith in his or her abilities, agree to undergo the surgical procedure. While most of the time these surgeries will prove to be successful, or at least…

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I was injured in a terrible fall which left my foot, arm back and knee badly bruised. The Dozier Law Firm was awesome. Attorney Dustin Hamilton reviewed and accepted my case and within a few months he was able to settle my case for more than I ever imagine. The Dozier Law Firm is A+ in my book.

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