Helping People In Georgia Get A Fresh Start From Debt
Are you struggling with debt? Are creditors harassing you and making threats of foreclosure, garnishment, repossession and other legal actions? Filing for bankruptcy stops creditors from taking legal action against you and from even contacting you at all.
At Dozier Law, we provide experienced Chapter 7 and Chapter 13 bankruptcy representation to clients from the Macon and Savannah area and throughout Georgia and the Southeast. Take action today to stop creditors and get started on the road to debt relief.
Find Out Your Debt Relief Options
Whatever debt situation you are in, our attorneys can help you explore all of the legal options available to you. We also provide consumer protection services to people exposed to unscrupulous debt collection activities.
The two bankruptcy options for consumers facing debt problems are:
Chapter 7 Bankruptcy
Chapter 7 bankruptcy offers a clean financial slate for those who qualify. Chapter 7 wipes out existing unsecured debt such as credit card and medical bills, while stopping creditor actions such as wage garnishment and bank account levies.
Chapter 13 Bankruptcy
In Chapter 13 bankruptcy, also known as the wage earner’s plan, people make payments to a bankruptcy trustee over a three- to five-year period. Typically people filing Chapter 13 pay back only a portion of their debts.
This type of bankruptcy is often desirable for individuals needing protection while getting caught up on mortgage or car loan arrears. It is also helpful for individuals with tax debt that is not dischargeable. Chapter 13 bankruptcy is also an option for people who do not qualify for Chapter 7.
Get Out Of Debt Now. Ask Us How.
Are you struggling with debt and looking for a way out? We can help. Contact our firm online or call us to schedule a free consultation with a bankruptcy lawyer. You can reach us in Macon at 478-292-6761 or Savannah at 844-738-5665.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.