Types of Workers’ Comp Benefits, Explained
For many employees who get hurt on the job, workers' comp is critical to their survival. That is why it is important that they understand the process of seeking compensation for their work-related injuries. One of the essential aspects of workers' compensation is the variance between the different types of benefits. There are three main types that employees should be aware of. Temporary total disability As the name indicates, temporary total disability provides disability benefits on a temporary basis for those individuals who become completely disabled due to an injury. This benefit is available for various types of injuries, including: Paralysis Brain injury Limb amputation Neurological disorder Total blindness According to the workers' compensation regulations, these benefits may last for up to 400 weeks, unless the accident results in a catastrophic injury. Under this benefit, workers receive up to two-thirds of their working wage. Permanent partial disability For those individuals who…