Unlike many states across the U.S., Georgia does not subscribe to no-fault insurance coverage. Drivers who are found to be at fault for causing the accident may be sued by any injured party, including passengers in their own car, under most conditions. This blog post will explain how "comparative fault" insurance works in Georgia and the ways to file a personal injury liability insurance claim for compensation. How Georgia's modified comparative fault laws work The first insurance matter to be settled in any motor vehicle accident on a Georgia road will be to determine which driver was at fault and whether both drivers may have shared some percentage of responsibility. If one driver is held 100 percent liable for causing the accident, then his or her insurance will be responsible for covering all liability damages paid to injured parties, including passengers in their own vehicle. However, if the other driver is determined to share some of the fault, 20 percent for example, then…