3 Ways to Eliminate Holiday Credit Card Debt
If you overspent during the holidays, you might find yourself wondering how you can get your credit card debts under control. Though it may seem as if there is nothing you can do to make your debts more manageable, it is possible for you to get a handle on your holiday credit card debt. Here are ways to eliminate your debts. 1. Create a plan If you want to pay off your credit card debt as fast as possible, Consumer Reports suggests creating a plan. Write down your minimum payments and monthly expenses. Determine the amount of extra money you have leftover. If it is not enough to make a difference, look for ways you can eliminate excess spending. Calculate how much money you can comfortably push toward your credit card debts. 2. Pay more than the minimum If you can afford to pay more than your minimum payments, do it. If…
