Are You Getting the Most Out of Your Personal Injury Settlement Check?

After an injury claim, you might be anxious about when a settlement can be reached and, more importantly, when it will be paid. That’s understandable. People who file a claim do so for good reasons, like medical bills and a lost job. But the compensation will arrive one day. Before that day comes, it’s best to know how the process works.

While you wait, here is a Q&A with the basic information you’ll need to know about personal injury settlements:

  •       Q: How much money will I get?

A: The amount depends on how badly you were injured, your current circumstances with hospital and doctor bills, and if you can’t go back to work.

  •       Q: What will I be reimbursed for?

A: Lost wages, medical costs, and possibly an amount for pain and suffering. If you have been permanently disabled or disfigured, that amount can be pretty high.

  •       Q: Do I need to do anything to receive my settlement?

A: When a settlement has been reached with the insurer, you’ll sign a release form releasing the insurance company from any further liability.

  •       Q: What if the settlement offer isn’t fair or sufficient?

A: If you don’t like the settlement offer, you can always reject it and file a lawsuit. Just remember that filing a lawsuit could be a lengthy, costly affair.

How Are Settlements Paid Out?

Settlements are paid out one of two ways: either as a lump sum or in structured payments. By and large, a lump sum or single payment is how it goes.

In a single payment or lump sum, the insurance sends you a check for the agreed-upon amount once everything is finalized.

Several payments over time or a structured settlement can be a good option if your injury requires long-term care or treatment.

Your Attorney Will Negotiate Terms

This is where hiring an attorney is a big help. They are experienced at negotiating with insurance company lawyers and know how they work: settle fast and lowball the offer. Your attorney sits down with them and negotiates to get you the compensation amount you need.

Before negotiations begin, make sure you are on the same page as your attorney as far as the settlement amount. Your attorney must be aware of all the facts before he starts talking with them. Discuss the terms of the agreement as well so there are no surprises.

Releasing Your Right to Claim and Sue

The settlement process includes a form you must sign that releases the insurer from any further obligation for your injury. After this is signed, you won’t be able to take them to court for any reason. Be sure to read this form carefully with your attorney before signing.

When Does My Lawyer Get Paid?

The majority of injury attorneys work on a contingency basis where no fees are charged in advance, but they get an average of 33% of your settlement. Sometimes under different circumstances like a complex or challenging case, they may charge a fee upfront.

After an Agreement Is Reached, How Soon Do I Get Paid?

It takes about a month to get your settlement check. But it could take longer if your case is complicated, you are negotiating with a gigantic insurance company, or that company is bogged down with cases.

Here are some reasons why it might take longer to receive your settlement check:

  •       A complex case
  •       Insurance company workload
  •       Uncooperative insurer


Injury through no fault of your own may entitle you to a personal injury claim. If you want an accurate picture of your claim’s validity, likelihood of settling, and estimated amount, speak with a reputable personal injury law firm.

By following your attorney’s advice, you can make the most of your settlement and move forward with peace of mind.

Still Have Questions? We Can Help

Q: What happens after you file a personal injury claim?

A: Once you file a claim, the insurance company will contact you to talk about it. They will ask about the details of your injuries, medical bills, and lost income. They may ask you to sign a form releasing them from any further liability for your injuries. Do not sign anything they send you without speaking with an attorney first.

If the insurance company does not offer you a fair settlement, you may want to go to court.  A lawsuit can be a harrowing and expensive process, so consult with your attorney before proceeding.

Q: How much can I realistically get from a settlement?

The amount of money you receive in your checking account or by check will depend on injury severity, medical costs, and other factors.

Here are some relevant statistics about personal injury settlements:

      The average personal injury settlement is $33,000.

      The highest personal injury settlement was $1.2 billion.

      The average time to receive a settlement check is nine months.

      The majority of settlements are single, lump sum payments.

Q: How can an attorney help?

A: The personal injury settlement process is complicated, but you don’t have to worry about the complexity if you have a good attorney who handles everything for you. Dozier Law is here to help you every step of the way. We explain your rights and options and advise you on how to get the best settlement.

Some things you can expect when you work with us:

  •       We investigate meticulously to gather solid evidence in support of your claim.
  •       Our goal with negotiations is the amount you need to be made whole.
  •       If we have to file a lawsuit to get you a just settlement, that’s what we’ll do.
  •       We handle legal issues so you can concentrate on recovery.

Q: I’m too busy healing from an injury to file a claim and keep up with all the paperwork involved. Can a lawyer do that for me?

A: We know you’re going through a difficult and stressful time. We see it every day. That’s why we are here to make the process as easy as possible for you. We will work with you and explain every detail of the process as it moves forward.

Contact the Injury Experts at Dozier Law

No one understands personal injury law as we do. We have decades of experience and hundreds of successful settlements on our record. We’ve helped so many people get what they need to move forward with peace of mind. We can do the same for you.

Lots of people are wary about hiring an attorney and filing a claim. We understand that, too. Legal issues can make anyone nervous. But you don’t have to worry about paperwork or negotiations. That’s our job. And we’ll work harder than anyone to get the compensation you need for yourself and your family.

You may be entitled to a personal injury settlement if you have been injured in an accident. Dozier Law can get you the settlement you need to recover. Call us today to schedule your free legal consultation.

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I was injured in a terrible fall which left my foot, arm back and knee badly bruised. The Dozier Law Firm was awesome. Attorney Dustin Hamilton reviewed and accepted my case and within a few months he was able to settle my case for more than I ever imagine. The Dozier Law Firm is A+ in my book.

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